Multi‑Asset Mutual Fund Scheme Baskets
“Live life to the fullest and focus on the positive.”
A diversified investment framework typically involves exposure to multiple asset classes such as equity‑oriented mutual funds, debt‑oriented mutual funds, gold ETFs, and other exchange‑traded products permitted under SEBI regulations. Such diversification is intended to spread risk across asset classes rather than depend on a single category.
The concept of long‑term wealth creation is often associated with the power of compounding, where any income or gains generated from investments are reinvested, allowing growth to occur over longer time horizons. Compounding, when aligned with disciplined investing, can support gradual value accretion over time. However, outcomes depend on market conditions and product performance.
AlphaMF’s Role
AlphaMF, as an AMFI‑registered Mutual Fund Distributor, facilitates access to mutual fund schemes and provides transaction and operational support to investors.
We may present illustrative baskets of mutual fund schemes across asset categories to help investors understand different product types and execution options. These baskets are not investment advice, not portfolio advisory, and not financial planning recommendations.
Final decisions regarding scheme selection, allocation, and investment horizon are taken solely by the investor.
Investor‑Centric Distribution Principles
While facilitating access to mutual fund schemes, AlphaMF follows disciplined and compliant distribution practices, which include:
- Emphasizing risk awareness and product disclosures
- Highlighting the importance of maintaining an emergency contingency corpus
- Avoiding concentration by limiting overlap within scheme categories
- Explaining the role of equity‑oriented schemes for long‑term investing
- Providing factual information on debt, gold ETFs, and other permitted products
- Encouraging periodic self‑assessment by investors based on their evolving needs
AlphaMF does not undertake portfolio reviews, rebalancing, or suitability assessments, as these activities fall under SEBI Investment Adviser regulations.
Important Investor Considerations
Before investing, investors are encouraged to independently ensure:
- Adequate health and life insurance coverage
- Availability of an emergency corpus
- Clear definition of financial objectives and investment timeframes
AlphaMF may assist with transaction execution and documentation once the investor has decided on the schemes and transaction type.
Illustrative Scheme Baskets
Based on commonly understood life stages and objectives, AlphaMF may display illustrative, ready‑to‑execute mutual fund scheme baskets, such as:
- Jeevan Utsav
- Jeevan Utkarsh
- Jeevan Sambal
- Jeevan Nishkarsh
- Jeevan Sulabh
- Jeevan Sammaan
These are illustrative groupings of mutual fund schemes presented for convenience and understanding. They do not constitute advice, recommendations, or assured outcomes.
Execution Support for Investor‑Defined Goals
Investors may approach AlphaMF for transaction facilitation related to self‑defined objectives such as:
- Home purchase planning over a specified timeframe
- Child education or marriage‑related investments
- Long‑term wealth accumulation goals
AlphaMF facilitates transactions only after the investor confirms scheme choice and investment decision.
“Tell us your requirement, and we will facilitate the appropriate mutual fund transactions as per your instructions.”
Disclaimer & Regulatory Disclosure
AlphaMF is an AMFI‑Registered Mutual Fund Distributor.
AlphaMF does not provide:
- Investment advisory services
- Portfolio advisory services
- Financial planning
- Tax or legal advice
Investors seeking advice should consult a SEBI‑Registered Investment Adviser (RIA).
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Getting Started
For transaction facilitation and process orientation, investors may use the Appointment facility to schedule a “First Step” orientation session (non‑advisory).
AlphaMF remains committed to transparent, compliant, and investor‑driven mutual fund distribution.
Our Motive: Making Cheerful Investors ✅
Learn More
A diversified investment framework generally refers to exposure across different categories of financial instruments such as equities, debt instruments, commodities, cash and cash equivalents, as well as market‑linked products like exchange‑traded funds (ETFs) and closed‑ended funds, where permitted. Traditionally, equity‑oriented instruments, debt‑oriented instruments, and cash equivalents are commonly viewed as core components within such a diversified approach.
Diversification across asset categories is widely used to spread risk rather than relying on a single category, while the selection and allocation of instruments remain dependent on individual investor preferences, risk considerations, and investment decisions.
Multi Asset Diversified Baskets
Jeevan Utsav
Jeevan Utkarsh
Jeevan Utkarsh
🌱 Jeevan Utsav
Illustrative | Early Career Stage (18–25 years)
Illustrative Example | Early Career Stage
Age Group: 18–25 years (illustrative)
Monthly Investment Example: ₹10,000 (illustrative)
Annual Increase (Step‑Up): 15% (illustrative)
Time Horizon Examples: 10 / 15 / 30 years
This illustration is used to explain how starting early, investing regularly, and gradually increasing contributions can influence long‑term outcomes in market‑linked investments, subject to market risks.
Mandatory Disclaimer
The age groups mentioned above are illustrative only and are used solely for general understanding of investing concepts.
AlphaMF is an AMFI‑Registered Mutual Fund Distributor and does not provide investment advisory or portfolio advisory services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Jeevan Utkarsh
Jeevan Utkarsh
Jeevan Utkarsh
📈 Jeevan Utkarsh
Illustrative | Growth & Stability Phase (25–40 years)
llustrative Example | Active Earning Years
Age Group: 25–40 years (illustrative)
Monthly Investment Example: ₹10,000 (illustrative)
Annual Increase (Step‑Up): 15% (illustrative)
Time Horizon Examples: 10 / 15 / 20 years
This illustration explains the importance of continuing disciplined investing and maintaining consistency during active working years.
Mandatory Disclaimer
The age groups mentioned above are illustrative only and are used solely for general understanding of investing concepts.
AlphaMF is an AMFI‑Registered Mutual Fund Distributor and does not provide investment advisory or portfolio advisory services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Jeevan Sambal
Jeevan Utkarsh
Jeevan Nishkarsh
⚖️ Jeevan Sambal
Illustrative | Family & Responsibility Phase (35–50 years)
Illustrative Example | Balanced Investing Phase
Age Group: 35–50 years (illustrative)
Monthly Investment Example: ₹15,000 (illustrative)
Annual Increase (Step‑Up): 10% (illustrative)
Time Horizon Examples: 8 / 12 / 15 years
This illustration helps explain diversification across different types of mutual fund schemes and spreading investment exposure over time.
Mandatory Disclaimer
The age groups mentioned above are illustrative only and are used solely for general understanding of investing concepts.
AlphaMF is an AMFI‑Registered Mutual Fund Distributor and does not provide investment advisory or portfolio advisory services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Jeevan Nishkarsh
Jeevan Nishkarsh
Jeevan Nishkarsh
🧱 Jeevan Nishkarsh
Illustrative | Consolidation Phase (45–55 years)
Illustrative Example | Consolidation Phase
Age Group: 45–55 years (illustrative)
Monthly Investment Example: ₹20,000 (illustrative)
Annual Increase (Step‑Up): 5–10% (illustrative)
Time Horizon Examples: 5 / 8 / 10 years
This illustration is used to explain gradual investing and continuity, focusing on steady participation in market‑linked products during later working years.
Mandatory Disclaimer
The age groups mentioned above are illustrative only and are used solely for general understanding of investing concepts.
AlphaMF is an AMFI‑Registered Mutual Fund Distributor and does not provide investment advisory or portfolio advisory services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Jeevan Sulabh-I
Jeevan Nishkarsh
Jeevan Sulabh-II
🚀Jeevan Sulabh – Variant 1
Simple Start
Simple Start
Age Group: Any age group (illustrative)
Monthly Investment Example: ₹5,000 (illustrative)
Step‑Up: Optional (illustrative)
Time Horizon Examples: Flexible
This illustration explains basic mutual fund investing concepts in a simple and easy‑to‑understand manner for first‑time or conservative investors.
Mandatory Disclaimer
The age groups mentioned above are illustrative only and are used solely for general understanding of investing concepts.
AlphaMF is an AMFI‑Registered Mutual Fund Distributor and does not provide investment advisory or portfolio advisory services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Jeevan Sulabh-II
Jeevan Nishkarsh
Jeevan Sulabh-II
🚀Jeevan Sulabh – Variant 2
Step‑by‑Step Growth
Step‑by‑Step Growth
Age Group: Any age group (illustrative)
Monthly Investment Example: ₹7,500 (illustrative)
Annual Increase (Step‑Up): 10% (illustrative)
Time Horizon Examples: 7 / 10 / 15 years
This illustration helps explain regular investing with gradual contribution increase for investors who prefer a structured but simple approach.
Mandatory Disclaimer
The age groups mentioned above are illustrative only and are used solely for general understanding of investing concepts.
AlphaMF is an AMFI‑Registered Mutual Fund Distributor and does not provide investment advisory or portfolio advisory services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Jeevan Sammaan
Jeevan Sammaan
Jeevan Sammaan
🏅 Jeevan Sammaan
Illustrative | Long‑Term Awareness (50+ years)
Illustrative Example | Long‑Term Awareness
Age Group: 50+ years (illustrative)
Monthly Investment Example: ₹10,000 (illustrative)
Step‑Up: Optional or Nil (illustrative)
Time Horizon Examples: As per investor preference
This illustration highlights the importance of discipline and long‑term perspective when investing in market‑linked mutual fund products.
Mandatory Disclaimer
The age groups mentioned above are illustrative only and are used solely for general understanding of investing concepts.
AlphaMF is an AMFI‑Registered Mutual Fund Distributor and does not provide investment advisory or portfolio advisory services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
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Alpha Mutual Funds & Financial Services
534, Block B, Sector 7, Faridabad (Haryana),PIN-121006, India
Hours
Open today | 09:00 am – 08:30 pm |
🌱Jeevan Utsav
Introduction
Jeevan Utsav explains the importance of starting early in one’s investment journey. When investors begin investing at a younger age, even modest and regular amounts can benefit from a longer time horizon. Over extended periods, market‑linked instruments such as mutual funds may offer the potential for compounding, subject to market risks.
young earners and first‑time investors understand:
- why investing early matters more than investing large amounts later,
- how small monthly investments can build discipline, and
- how gradually increasing contributions may align with income growth.
Illustrative Example
- Age group: 18–25 years (illustrative)
- Monthly investment example: ₹10,000
- Annual step‑up illustration: 15%
- Time horizons shown for understanding: 10 / 15 / 30 years
Investment Awareness
- Mutual funds as the primary long‑term investment vehicle
- Gold as an optional diversification tool
- REITs/InvITs exposure (where permitted and available)
- Insurance awareness (term & health) as financial protection
Disclaimer
Jeevan Utsav is about habit formation, patience, and time — not predictions or promises.
Regulatory Disclaimer
AlphaMF is an AMFI‑Registered Mutual Fund Distributor.
All Jeevan baskets and examples shown above are illustrative and provided for general information and transaction facilitation only.
AlphaMF does not provide investment advisory, portfolio advisory, or financial planning services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
📈Jeevan Utkarsh
Introduction
Jeevan Utkarsh focuses on the active earning phase of life, where income typically grows but responsibilities also increase. At this stage, the most important factor in investing is not timing the market but staying consistent.
Investors understand:
- how continuing investments during busy life phases matters,
- why increasing contributions gradually may help maintain long‑term discipline, and
- how reduced emotional decision‑making supports long‑term participation in markets..
Illustrative Example
- Age group: 25–40 years (illustrative)
- Monthly investment example: ₹10,000
- Annual step‑up illustration: 15%
- Time horizons for understanding: 10 / 15 / 20 years
Investment Awareness
- Mutual funds as core investments
- Gold as a volatility diversifier
- REITs / InvITs (where available) for non‑traditional exposure
- Insurance awareness to protect investment continuity
Disclaimer
Jeevan Utkarsh highlights continuity over activity, encouraging investors to stay invested with discipline.
Regulatory Disclaimer
AlphaMF is an AMFI‑Registered Mutual Fund Distributor.
All Jeevan baskets and examples shown above are illustrative and provided for general information and transaction facilitation only.
AlphaMF does not provide investment advisory, portfolio advisory, or financial planning services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
⚖️Jeevan Sambal
Introduction
Jeevan Sambal is designed for the phase of life when responsibilities expand — family needs, education, housing, and financial stability.
This basket explains how diversification is commonly used to spread exposure across different market segments. While diversification does not remove risk, it reduces dependency on a single category.
Investors understand:
- how continuing investments during busy life phases matters,
- why increasing contributions gradually may help maintain long‑term discipline, and
- how reduced emotional decision‑making supports long‑term participation in markets.
Illustrative Example
- Age group: 35–50 years (illustrative)
- Monthly investment example: ₹15,000
- Annual step‑up illustration: 10%
- Time horizon examples: 8 / 12 / 15 years
Investment Awareness
- Mutual funds across equity‑oriented and debt‑oriented categories
- Gold for diversification support
- REITs / InvITs exposure (where permitted)
- Insurance awareness for family security
Disclaimer
Jeevan Sambal promotes balance, patience, and awareness, not aggressive investing.
Regulatory Disclaimer
AlphaMF is an AMFI‑Registered Mutual Fund Distributor.
All Jeevan baskets and examples shown above are illustrative and provided for general information and transaction facilitation only.
AlphaMF does not provide investment advisory, portfolio advisory, or financial planning services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
🧱Jeevan Nishkarsh
Introduction
Jeevan Nishkarsh explains investing during later working years, where stability, risk awareness, and consistency become more important.
It encourages investors to:
Investors understand:
- avoid frequent changes,
- remain conscious of volatility, and
- continue investing with an informed, measured approach.
Illustrative Example
- Age group: 45–55 years (illustrative)
- Monthly investment example: ₹20,000
- Annual increase illustration: 5–10%
- Time horizons shown: 5 / 8 / 10 years
Investment Awareness
- Mutual funds as primary market participation
- Gold for long‑term diversification
- REITs / InvITs exposure where available
- Health & term insurance preparedness
Disclaimer
Jeevan Nishkarsh promotes balance, patience, and awareness, not aggressive investing.
Regulatory Disclaimer
AlphaMF is an AMFI‑Registered Mutual Fund Distributor.
All Jeevan baskets and examples shown above are illustrative and provided for general information and transaction facilitation only.
AlphaMF does not provide investment advisory, portfolio advisory, or financial planning services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
✅Jeevan Sulabh (Simple Investing)
Introduction
Jeevan Sulabh is for investors who value clarity, simplicity, and ease of execution. It explains that investing need not be complex and that consistency often matters more than complexity.
Investors understand:
- Mutual funds with simplified categorisation
- Gold as optional diversification
- Insurance awareness for financial protection
Illustrative Example
Variant 1: Simple Start
- Monthly investment illustration: ₹5,000
- Step‑up: Optional
- Time horizon: Flexible
Illustrative Example
Variant 2: Step‑by‑Step Growth
- Monthly investment illustration: ₹7,500
- Annual step‑up: 10%
- Time horizons: 7 / 10 / 15 years
Investment Awareness
- Mutual funds as primary market participation
- Gold for long‑term diversification
- REITs / InvITs exposure where available
- Health & term insurance preparedness
Disclaimer
Jeevan Sulabh promotes balance, patience, and awareness, not aggressive investing.
Regulatory Disclaimer
AlphaMF is an AMFI‑Registered Mutual Fund Distributor.
All Jeevan baskets and examples shown above are illustrative and provided for general information and transaction facilitation only.
AlphaMF does not provide investment advisory, portfolio advisory, or financial planning services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
🏅Jeevan Sammaan (Simple Investing)
Introduction
Jeevan Sammaan focuses on financial dignity, independence, and discipline during mature life stages. It emphasizes thoughtful participation in market‑linked investments without speculation.
Investors understand:
- Mutual funds as core participation
- Gold as a stabilizer
- REITs / InvITs exposure where available
- Strong insurance readiness
Illustrative Example
- Age group: 50+ years (illustrative)
- Monthly investment example: ₹10,000
- Step‑up: Optional or Nil
- Time horizon: As per investor preference
Investment Awareness
- Mutual funds as primary market participation
- Gold for long‑term diversification
- REITs / InvITs exposure where available
- Health & term insurance preparedness
Disclaimer
Jeevan Sammaan promotes balance, patience, and awareness, not aggressive investing.
Regulatory Disclaimer
AlphaMF is an AMFI‑Registered Mutual Fund Distributor.
All Jeevan baskets and examples shown above are illustrative and provided for general information and transaction facilitation only.
AlphaMF does not provide investment advisory, portfolio advisory, or financial planning services.
Final investment decisions are taken solely by the investor.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.